REWINDER - 75 Mt Royal Avenue, Mt Albert

We have been marketing 75 Mt Royal Avenue, Mt Albert. A sunny, elevated 1950's brick & tile home with fabulous panoramic views and a huge basement downstairs.

SOLD UNDER THE HAMMER: Wednesday 6th November 2019

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An outstanding campaign!

  • 20 days on the market

  • 66 buyer inspections!

  • 5,238 Online views

  • 12 Enquiries

  • 7 repeat inspections

  • Sold for $1,500,000

    Want to talk through a campaign with us? Get in touch to start your journey.

We have great local knowledge and are achieving lots of sales in your neighbourhood. Do you want an appraisal or to check in with us over your future plans?

Get in touch if we can help

Cut the cost of your mortgage!

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Here are some tips for trimming the cost of your mortgage from our partners at Mortgage Express.

 As a property owner, paying off your mortgage before you retire is important. Once you hit retirement age, the last thing you want is to still be saddled with debt. Here are some ways to help reduce your total mortgage and essentially help you pay less for your property. 

Shorten your term
Reducing your mortgage term to 25, 20 or even 15 years shaves thousands of dollars in interest off the total. Even reducing it by one year can save you money.

For example, if you borrow $500,000 at 4.00% interest over 30 years, your interest on a principal and interest loan amounts to $359,348*. Shorten your mortgage term to 25 years and you reduce your total interest to $291,755*. Of course, this means your regular repayments will increase, so make sure your budget can accommodate this or you’ll need to alter your spending habits.

Make additional payments
If you can’t afford to shorten your mortgage term, keeping a portion of your mortgage on a variable rate or having a revolving credit mortgage, which works much like an overdraft, may be the answer.

Look out for refinancing deals
Look for refinancing offers with more flexibility or a better interest rate. Be sure to factor in any costs for refinancing when considering this option.

It’s worthwhile reviewing your mortgage on an annual basis to ensure you’re getting the best deal. Your mortgage specialist can do a financial health check and help you find savings.

If interest rates drop, keep repayments at your current level, rather than be tempted to spend the savings. By doing this, you’ll shave off a substantial portion of your loan principal.

Each product provider has different policies and costs around paying extra amounts off your loan, so get in touch with your local mortgage Express adviser to find out more. You’ll find additional tips and tools at mortgage-express.co.nz/mortgages or call 0800 226 226 

While all care has been taken in the preparation of this publication, no warranty is given as to the accuracy of the information and no responsibility is taken by Mortgage Express Limited for any errors or omissions. This publication does not constitute personalised financial advice. It may not be relevant to individual circumstances. Nothing in this publication is, or should be taken as, an offer, invitation, or recommendation to buy, sell, or retain any investment in or make any deposit with any person. You should seek professional advice before taking any action in relation to the matters dealt within this publication.

*This is an indicative amount only based on the loan amount and interest rate selected. The calculations assume a constant interest rate for the life of the loan, however rates will change over this time and as such the calculations are a guide only. A Disclosure Statement is available on request and free of charge.

REWINDER - 31 Mount Pleasant Road, Mt Eden

We have been marketing 31 Mount Pleasant Road, Mt Eden. An ideal home & income - completely renovated 2 x 2-bedroom 1910's villa.

SOLD UNDER THE HAMMER: Wednesday 22nd October 2019

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An outstanding campaign!

  • 19 days on the market

  • 84 buyer inspections!

  • 7,648 Online views

  • 18 Enquiries

  • 9 repeat inspections

  • Sold for $1,616,000

    Want to talk through a campaign with us? Get in touch to start your journey.

We have great local knowledge and are achieving lots of sales in your neighbourhood. Do you want an appraisal or to check in with us over your future plans?

Get in touch if we can help

REWINDER - 12 Oakdale Road, Hillsborough

We have been marketing 12 Oakdale Road, Hillsborough. A stunning home on an elevated 809m2 northwest facing site. 5 double bedrooms, 3.5 bathrooms, 1 lounge, 1 dining and a double garage.

SOLD: Tuesday 22nd October 2019

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An outstanding campaign!

We have great local knowledge and are achieving lots of sales in your neighbourhood. Do you want an appraisal or to check in with us over your future plans?

Get in touch if we can help

REWINDER - 4/6 Parau Street, Three Kings

We have been marketing 4/6 Parau Street, Three Kings. A Trusty 1970s block construction unit– north facing aspect, low-maintenance, covered carport, 2 double bedrooms and some good storage.

SOLD: Monday 21st October 2019

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An outstanding campaign!

We have great local knowledge and are achieving lots of sales in your neighbourhood. Do you want an appraisal or to check in with us over your future plans?

Get in touch if we can help

REWINDER - 31 Taumata Road, Sandringham

We have been marketing 31 Taumata Road, Sandringham. A home positioned on a north-facing elevated 713m2 section and immaculately presented inside and out. Featuring 3 bedrooms, 1 bathroom, 1 lounge and a single garage.

SOLD UNDER THE HAMMER: Wednesday 2nd October 2019

View the auction video here: https://www.gavl.com/dashboards/propertydetails/iCcurs7rjF/31-taumata-road-sandringham-auckland-102

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An outstanding campaign!

  • 22 days on the market

  • A whopping 139 buyer inspections!

  • 22 repeat inspections

  • 7,992 Online views

  • 16 enquiries

  • An incredible sale price of $1,555,000

    Want to talk through a campaign with us? Get in touch to start your journey.

We have great local knowledge and are achieving lots of sales in your neighbourhood. Do you want an appraisal or to check in with us over your future plans?

Get in touch if we can help

Insurance Excessess

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Recent changes to legislation regarding tenant liability under insurance claims, mean that if tenants or their guests carelessly damage a rental property, they are liable for the cost of the damage up to four weeks' rent or the landlord's insurance excess (if applicable), whichever is lower. This means that a landlord must disclose any insurance excesses on a tenancy agreement and provide a statement that a copy of the policy wording is available on request by the tenant.

Diane Nelson from Real Landlord Insurance says they have been fielding calls from throughout New Zealand from Landlords wanting to increase their insurance excesses (this bringing their premiums down).

 However, they are concerned that many landlords won't of thought through the ramification of doing this, Most claims against building (house) insurance policies are for events (eg; fire, flood, water damage) that are not the result of tenant damage and therefore the landlord may find themselves in a poor position with having to pay the higher excesses they have nominated. This should be thought through very carefully before changing excesses and the landlord’s financial ability to be able to cover the excess payable.

REWINDER - 23 Linwood Avenue, Mt Albert

We have been marketing 23 Linwood Avenue, Mt Albert, a sunny elevated 1950's weatherboard home with living options for flexibility. Upstairs, three bedrooms a family bathroom, open plan living/ dining and a modern kitchen. Downstairs, a separate bedroom, living, bathroom and kitchenette.

SOLD UNDER THE HAMMER: Wednesday 25th September 2019

Do you think auctions aren’t working? Click to watch the auction for this property and we’re sure it will prove you wrong! https://www.gavl.com/dashboards/propertydetails/RQVAq2N8jr/23-linwood-avenue-mount-albert-auckland-1025

An outstanding campaign!

  • 22 days on the market

  • A huge 126 buyer inspections!!!!

  • 16 repeat inspections

  • 9,550 Online views

  • 16 enquiries

  • An AMAZING result SOLD $1,602,000

    Want to talk through a campaign with us? Get in touch to start your journey.

We have great local knowledge and are achieving lots of sales in your neighbourhood. Do you want an appraisal or to check in with us over your future plans?

Get in touch if we can help

REWINDER - 4/18 Aroha Avenue, Sandringham

We have been marketing 4/18 Aroha Avenue, Sandringham, a two-storey home big on space, storage and all the style and panache you'd expect from a quality 1960's weatherboard home.

SOLD UNDER THE HAMMER: Wednesday 25th September 2019

Watch the auction here: https://www.gavl.com/dashboards/propertydetails/qHzTaCcZCS/4-18-aroha-avenue-sandringham-auckland-1025

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Great results over the three week campaign:

  • 22 days on the market

  • An amazing 93 buyer inspections

  • 9 repeat inspections

  • 5,289 Online views

  • 19 enquiries

  • SOLD AT AUCTION for $1,383,000

    Want to talk through a campaign with us? Get in touch to start your journey.

We have great local knowledge and are achieving lots of sales in your neighbourhood. Do you want an appraisal or to check in with us over your future plans?

Get in touch if we can help

REWINDER - 19A Grove Road, Sandringham

We have been marketing 19A Grove Road, Sandringham, a low maintenance home that has more upsides than meets the eye. It oozes ready to move in appeal with a blend of modern and functional living.

SOLD UNDER THE HAMMER: Wednesday 25th September 2019

Watch the auction here: https://www.gavl.com/dashboards/propertydetails/iBuzmkYr6W/19a-grove-road-sandringham-auckland-1025

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A fantastics campaign:

  • 20 days on the market

  • 61 buyer inspections

  • 6 repeat inspections

  • 4,905 Online views

  • 6 enquiries

  • SOLD AT AUCTION for $1,241,000

    Want to talk through a campaign with us? Get in touch to start your journey.

We have great local knowledge and are achieving lots of sales in your neighbourhood. Do you want an appraisal or to check in with us over your future plans?

Get in touch if we can help

REWINDER - 17 Huntingtree Avenue, Sandringham

We have been marketing 17 Huntingtree Avenue, Sandringham, a home that is full of character with room to add value or simply enjoy as it is. Featuring three double bedrooms all generous in size and storage located at the front of the house plus two great living areas.

SOLD UNDER THE HAMMER: Wednesday 18th September 2019

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A fantastics campaign:

  • 22 days on the market

  • 115 buyer inspections

  • 6 repeat inspections

  • 7,128 Online views

  • 9 enquiries

  • SOLD AT AUCTION for $1,250,000

    Want to talk through a campaign with us? Get in touch to start your journey.

We have great local knowledge and are achieving lots of sales in your neighbourhood. Do you want an appraisal or to check in with us over your future plans?

Get in touch if we can help

REWINDER - 3/130A Shackleton Road, Mt Eden

We have been marketing 3/130 Shackleton Road, Mt Eden. This gorgeous sunny, light filled home has been thoughtfully refurbished and presents like a breath of fresh air. On offer here was two double bedrooms both with wardrobes, a modernised bathroom and kitchen with open plan dining and living.

SOLD UNDER THE HAMMER: Wednesday 18th September 2019

A fantastics campaign:

  • 22 days on the market

  • 69 buyer inspections

  • 6 repeat inspections

  • 6,836 Online views

  • 3 enquiries

  • SOLD AT AUCTION for $775,000

    Want to talk through a campaign with us? Get in touch to start your journey.

We have great local knowledge and are achieving lots of sales in your neighbourhood. Do you want an appraisal or to check in with us over your future plans?

Get in touch if we can help

REWINDER - 33 Finch Street, Western Springs

We have been marketing 33 Finch Street, Western Springs, a home that has been meticulously crafted to make the good life even easier. Featuring 4 bedrooms, 2 bathrooms, 2 living plus a single garage! A picture of modern style and luxury, this completely renovated home delivers a fabulous family lifestyle.

SOLD: Thursday 5th September 2019

An incredible campaign resulting in:

  • 20 days on the market

  • 113 buyer inspections

  • 8 repeat inspections

  • 8,608 Online views

  • 14 enquiries

  • SOLD for $2,175,000

    Want to talk through a campaign with us? Get in touch to start your journey.


We have great local knowledge and are achieving lots of sales in your neighbourhood. Do you want an appraisal or to check in with us over your future plans?

Get in touch if we can help

REWINDER - 101A Te Kawa Road, Greenlane

We have been marketing 101A Te Kawa Road, Greenlane. A spacious and sunny architecturally designed urban retreat nestled on a 497sqm freehold site. Featuring 3 double bedrooms, 2 bathrooms, 1 lounge, 1 dining and a double garage.

SOLD AT AUCTION: Wednesday 4th September 2019

  • Only 5 days on the market

  • Pre auction offer - brought forward auction

  • 27 buyer inspections

  • 4 repeat inspections

  • 3,885 Online views

  • 5 enquiries

  • SOLD $1,154,000

    Want to talk through a campaign with us? Get in touch to start your journey.

We have great local knowledge and are achieving lots of sales in your neighbourhood. Do you want an appraisal or to check in with us over your future plans?

Get in touch if we can help

REWINDER - 74 Gribblehirst Road, Sandringham

We have been marketing 74 Gribblehirst Road, Sandringham. This beautifully presented 1910 square front villa has impeccable street appeal and centrally located in the sought after suburb of Sandringham. With 4 bedrooms, 1 bathroom, 1 lounge and a single garage.

SOLD AT AUCTION: Wednesday 28th August 2019

We have great local knowledge and are achieving lots of sales in your neighbourhood. Do you want an appraisal or to check in with us over your future plans?

Get in touch if we can help

REWINDER - 10A Gladfield Lane, Te Atatu Peninsula

We have been marketing 10A Gladfield Lane, Te Atatu Peninsula, A home with a modern living environment that promotes lifestyle and flexibility with great indoor/outdoor entertaining options.

SOLD AT AUCTION: Wednesday 28th August 2019

  • 52 Inspections

  • 13 Repeat inspections

  • 4,900 Online views

  • 6 enquiries

  • With a fantastic result sold for $800,000

    Want to talk through a campaign with us? Get in touch to start your journey.

We have great local knowledge and are achieving lots of sales in your neighbourhood. Do you want an appraisal or to check in with us over your future plans?

Get in touch if we can help

REWINDER - 19B Cormack Street, Mt Roskill

We have been marketing 19B Cormack Street, Mt Roskill, A spacious entry level family home with 4 bedrooms, 1.5 bathrooms, 2 living & a double car garage!

SOLD AT AUCTION: Wednesday 28th August 2019

  • 57 Inspections

  • 9 Repeat inspections

  • 6,500 Online views

  • 5 enquiries

  • With a fantastic result sold for $818,000

    Want to talk through a campaign with us? Get in touch to start your journey.

We have great local knowledge and are achieving lots of sales in your neighbourhood. Do you want an appraisal or to check in with us over your future plans?

Get in touch if we can help

Health home standards - what you need to know!

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There is some trepidation amongst private sector landlords at the prospect of meeting the new healthy homes standards for rental homes that have been set by our Government. However, we must not lose sight of why these minimum standards have been created and what they will ultimately achieve.

Currently there are almost 600,000 households in rental accommodation in New Zealand and they tend to be older and of poorer quality than homes that are occupied by the owner. Source: www.hud.govt.nz

These measures will improve the standard of housing in New Zealand and will improve the health and wellbeing of New Zealanders.There are five healthy homes standards that all rental properties will need to comply with by 1st July 2024, and sooner if you have a change to a tenancy after 1st July 2021.

Let’s look at each standard:

Heating Standard
A fixed heating device must be installed that can achieve a temperature of at least 18 degrees Celsius on the coldest of days. This temperature is a standard recommended by the World Health Organisaton for the minimum indoor temperature. It is important to note that this requirement is only for the living room of the property. It is anticipated that in most cases the fixed heater will be a heat-pump or wood burner for the larger living rooms, however a fixed electric heater may be enough for smaller rooms. If you have existing heating at your property, it may not meet the new standards if it’s inefficient, unaffordable or unhealthy to run. Examples of these are un-flued gas heaters, open fires and electric heaters (excluding heat pumps) – depending upon home size and the number of heaters provided. An online tool will be available later this year to assess the requirements for heating the living room at your property. Your Harcourts property manager can perform this assessment on your behalf and advise you of a recommended course of action, if any. Harcourts and Noel Leeming are working together to bring our clients a special deal* with regards to purchasing heating devices.

Insulation Standard
Properties managed by Harcourts are set to meet the 2016 insulation requirements by the 1st July 2019 deadline. However, under the new insulation standard, there is a new group of rental homes affected. The minimum level of ceiling and underfloor insulation must now either meet the 2008 Building Code, or for existing ceiling insulation, have a minimum thickness of 120mm. These affected rental homes will already have approximately 70-120mm of ceiling insulation, so the requirement is to increase this to a minimum of 120mm where required.Adequate insulation provides health benefits through minimising heat loss and is key to maintaining a warm, dry and healthy home.

Ventilation Standard
Ventilation is an important factor in preventing mould which can result in respiratory illnesses and worsening asthma. If that isn’t bad enough, mould can damage properties and belongings. Under the new standards, all kitchens and bathrooms must have mechanical extract ventilation. In addition, all living rooms, dining, kitchen and bedrooms must have windows that can be opened. The Real Estate Institute of New Zealand (REINZ) is calling for the Government to make an exemption for shower-steam domes, arguing that these are cheaper and quicker to install than an extractor fan and don’t have an ongoing cost to run. Harcourts works closely with REINZ and will ensure that we are abreast of any changes to this standard. Your Harcourts property manager is connected with a team of tradespeople including electricians and will be able to arrange the installation of any mechanical ventilation required. In addition, through our partnership with Noel Leeming, we will be able to provide discounts on kitchen rangehoods for our clients*.

Moisture Ingress and Drainage Standard
Properties must have adequate drainage and guttering, downpipes and drains. If there is an enclosed subfloor, it must have a ground moisture barrier (if possible to install) that will protect the home from rising moisture.

Draught Stopping Standard
We can insulate and heat our houses; however, this is ineffective if we do nothing to prevent draughts. Guidelines will be made available as to how we can best prevent draughts, however the standard states that landlords must stop any unnecessary gaps or holes in the walls, fan and don’t have an ongoing cost to run. Harcourts works closely with REINZ and will ensure that we are abreast of any changes to this standard. Your Harcourts property manager is connected with a team of tradespeople including electricians and will be able to arrange the installation of any mechanical ventilation required. In addition, through our partnership with Noel Leeming, we will be able to provide discounts on kitchen rangehoods for our clients*. Once we have further clarification on the new healthy homes standards, and when the online tool to assess heating requirements is available, your Harcourts property manager will perform an assessment of your property, with professional assistance if required. We can then advise you what work if any, is required to meet these standards. As we typically inspect our rental properties every three months, we are taking note of what standards your Your Harcourts property manager will then work with you to formulate a plan to action the required work to an agreed timeline. Be aware that the final date for complying with the new healthy homes standards is 1st July 2024, however if you have a new tenant or a varied tenancy after the 1st July 2021, you will only have 90 days to comply. We anticipate that now the healthy homes standards have been set, savvy tenants will be asking to have these requirements met when looking for new rental accommodation. If the property they are renting does not comply on the 1st July 2021, you may find them looking for properties that are compliant with the new standards rather than having to remain in a damp cold home for another three years. If your tenants leave and new tenants move in, you will only have 90 days to complete any workSmart property investors will want their property to be attractive to prospective tenants and/or retain their existing tenants and will therefore be planning to meet these standards before July 2021.

Police have rolled out a new non-emergency number

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Police have introduced a new phone number people can call for non-emergency incidents they want to report to the authorities. Kiwis can call 105 for issues that aren't emergencies, but still want to report them to police. For example, if someone discovers their car is missing, they would be encouraged to call 105 instead of 111. Likewise, if someone finds a broken window, or some new graffiti, from now on they should call 105. 

The 111 number will still be in service - but police are asking for it to be reserved for instances where there is immediate danger. The new number aims to take the pressure off the 111 phone number and to help provide better services for the public. Police receive more than 2 million calls a year, according to Police Minister Stuart Nash. Almost 900,000 calls are made to the 111 service. There are around 1.2 million non-emergency calls to other police numbers.


"Just 20 per cent of 111 calls result in an emergency response, known as priority one," Nash said. He said another 20 per cent are priority two."This means at least 60 per cent of calls to the 111 number could be better dealt with on other channels." Nash said some calls involve complaints about parking, noise - or even cheeky children. "Calls to 111 should be limited to cases where an emergency is happening now or just happened and there's a threat to life or property. If it's already happened and there's no immediate danger, call 105." Nash said he hoped the introduction of the new number would make it easier for callers to get in touch with the right part of the police service for the right reasons.

"There are many other ways people can get help with community safety and crime prevention. The *555 number is for urgent road issues. There are online forms, the anonymous Crimestoppers 0800 line and the 1737 mental health support line. "The new non-emergency number 'ten-five' now makes it so much easier to get the right help from these extra Police," Nash said.
 

When to call 105 (ten-five)

  • Your bike has been stolen from the park

  • Someone has graffitied your wall

  • You've lost your wallet or phone

  • Your handbag was stolen at the library

  • Someone broke your car window

  • If you are a retailer and someone has shoplifted

  • If someone has done a petrol drive off

  • If you want to add information to your existing Police report

  • You see someone acting suspiciously

  • Your car has been stolen

  • You suspect a scam

  • You suspect drug dealing

  • Your shop has been broken into

  • Your house has been burgled (if you think the burglar may still
    be in your home, do not go inside - contact Police
    immediately by calling 111)

When to call 111

  • There is a fire of any sort

  • You need an ambulance because someone is seriously hurt

  • Someone is breaking into your house right now

  • There is a car accident where people might be hurt, or cars are blocking the road

  • Someone has been assaulted and the offender is still there

  • You are afraid for your safety and or for those around you

  • You need an emergency Police response

When to call *555 (mobile phone only)

  • For urgent but not life-threatening traffic matters that don't need an emergency police response

  • Continuous poor driving

  • Traffic congestion, breakdowns and obstructions on the highway

REWINDER - 504/433 Dominion Road, Mt Eden

We have been marketing 504/433 Dominion Road, A fantastic 1 bedroom one bathroom boutique apartment which offers easy living at it’s best!

Sold unconditionally:

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  • 30 Inspections

  • 3 Repeat inspections

  • 3,800 Online views

  • 11 Enquiries

  • With a fantastic result sold for $572,000

    Want to talk through a campaign with us? Get in touch to start your journey.

We have great local knowledge and are achieving lots of sales in your neighbourhood. Do you want an appraisal or to check in with us over your future plans?

Get in touch if we can help